Confirm the insect
Formosan termites are a subterranean species. Damage alone does not reliably distinguish them from other termites, and a dramatic nickname does not replace identification.
Review the property
The inspector should consider visible activity, accessible entry routes, construction, and any earlier protection agreement. Keep treatment records available.
Understand the program
Ask which method is proposed, why it fits, what follow-up is included, and what the owner must maintain. Compare the initial treatment price separately from annual monitoring or renewal.
Further reading: UF/IFAS: Termite Prevention and Control and FDACS termite information.