Read the actual wording
Insurance policies and termite agreements are different documents. Review the policy and contact your insurer about a specific loss rather than assume a treatment agreement pays for building repairs.
Keep the evidence
Photographs, inspection findings, treatment records, repair assessments, and dates help document the condition. A pest inspection does not certify the structural strength of damaged framing.
Ask direct questions
Clarify what is covered, what is excluded, who assesses the damage, and which reporting deadlines apply. For load-bearing damage, seek an appropriate building professional.
Further reading: UF/IFAS: Termite Prevention and Control and FDACS termite information.