"Termite bond" gets used loosely, but the coverage behind that word varies a lot between pest control companies — and between bond tiers at the same company. Here's what to actually look for.
Nearly every termite bond includes re-treatment — if termites return to a treated structure within the bond period, the company retreats at no additional charge. This is the minimum most bonds offer, and it's worth confirming explicitly rather than assuming a higher tier is included.
Some bonds go further and include limited repair coverage for new structural damage that occurs during the bond period, on top of re-treatment. This tier costs more and usually comes with coverage caps and conditions — it's a meaningfully different product from a re-treatment-only bond, so it's worth asking specifically which one you're being quoted.
Bonds typically require an annual inspection to stay active, and skipping that inspection is one of the most common ways coverage lapses without the homeowner realizing it. Unauthorized structural changes near the treated perimeter (new additions, altered grading, etc.) can also affect coverage depending on the terms.
A termite bond is a service contract with your pest control provider, not an insurance policy — see our guide to termite damage and homeowners insurance for why standard policies don't cover this at all. The bond is the closest thing to ongoing protection available.
What triggers re-treatment vs. repair coverage, what the annual inspection requirement involves, and what specifically voids the bond are the three questions that matter most before committing to a plan.
Have questions about our bond terms? Call us at (954) 697-9511.